CAPITAL FOR WHAT COMES NEXT.BUSINESS / REAL ESTATE / PERSONAL
DISTILLEDFUNDINGFind my path
FUNDING FOR PEOPLE BUILDING SOMETHING.

CAPITAL,
WITHOUT THE
GUESSWORK.

Explore business, real estate and personal funding. Understand the tradeoffs. Find a practical next step.

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YOUR PURPOSE.YOUR PROFILE.A CLEARER PATH.
CAPITAL ROUTER01 / EXPLORE

Educational routing. No credit pull or application.

UNDERSTAND THE CAPITAL.KNOW THE TRADEOFFS.MAKE THE NEXT MOVE.
01 / CAPITAL, CONSIDERED

Different moves. Different money.

Start with what you’re financing. Each lane has its own structure, repayment story and questions worth asking.

FUNDING LANE / 01

BUSINESS

Keep it moving. Build what’s next.

Working capital, revolving access, equipment, SBA and acquisition financing.

Explore business funding
FUNDING LANE / 02

REAL ESTATE

The asset. The income. The exit.

DSCR, bridge, construction, fix-and-flip and commercial property financing.

Explore real estate funding
FUNDING LANE / 03

PERSONAL

A clear purpose. A manageable plan.

Personal loans, debt consolidation and home improvement funding.

Explore personal funding
02 / CAPITAL, CONSIDERED

Find the right kind of capital.

Open the comparison desk
01Working CapitalPayroll does not care that your biggest customer pays Net-45. Working capital is about keeping operations alive while cash timing catches up with the business.02Business Line of CreditA business line of credit can create repeatable access for inventory, payroll, seasonality, or unexpected opportunities without treating every draw like a brand-new financing event.03Equipment FinancingEquipment financing and leasing can preserve operating cash while putting trucks, machinery, technology, or revenue-producing assets to work.04SBA LoansSBA-backed financing can support business growth, acquisition, real estate, and other eligible uses, but the tradeoff for structure and economics is usually more underwriting, documentation, and patience.05Acquisition FinancingAcquisition financing is deal architecture: buyer equity, seller participation, lender capital, working capital, and the target company's ability to carry the structure after closing.06DSCR LoansDSCR lending focuses heavily on whether property cash flow can support the obligation, making the asset's economics central to the financing conversation.07Fix-and-Flip LoansFix-and-flip capital lives or dies on basis, scope, budget, timeline, experience, ARV logic, and a credible exit strategy.08Business Term LoansTerm loans are built for defined uses of capital with a repayment period that gives the investment time to produce a return.
SIDE BY SIDE / STRUCTURE FIRST

The product name
is just the start.

COMPARELine of creditTerm loan
ACCESSDraw as neededOne advance
USERecurring needsDefined investment
CHECKDraw & renewal termsSchedule & total cost
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BEFORE THE APPLICATION

Know where
you stand.

A useful funding conversation starts with a clear file. Find the strengths, the open questions and the next step.

  1. 01Describe the need.
  2. 02Review your profile.
  3. 03Prepare the next move.
Check my readiness Educational guidance. No approval score.
03 / CAPITAL, CONSIDERED

Do the math before the move.

Explore the numbers in Distilled Tools. Bring the assumptions back to your funding decision.

DISTILLED / TOOLS

Loan payment tools

Explore payment, term and total-cost scenarios in the Tools directory.

Open the tool directory DISTILLED / TOOLS

Cost of capital tools

Understand fees, repayment multiples and the timing of cash flows.

Open the tool directory DISTILLED / TOOLS

DSCR & debt service tools

Pressure-test the relationship between property income and debt.

Open the tool directory
Explore the Tools directory
04 / CAPITAL, CONSIDERED

A clearer path from here.

How it works
  1. 01

    Define the need

    What the money needs to do.

  2. 02

    Assess the profile

    What supports repayment.

  3. 03

    Compare the lanes

    How the structures differ.

  4. 04

    Prepare the file

    The documents behind the story.

  5. 05

    Choose a next step

    A brief, a tool or an application.

  6. 06

    Review actual terms

    Cost, timing and obligations.

YOUR NEXT MOVE

Find the capital that fits the move.

Start with your profile. Understand the tradeoffs. Prepare a clear request.

Check readiness Prepare a funding brief