REAL ESTATE / INVESTOR CAPITAL
Investment Property Loans
Investment property financing is not one product. Rental, DSCR, bridge, hard money, fix-and-flip, and commercial structures each solve a different part of the investor playbook.
Finance the Deal Around the Asset, Strategy, and Exit.
Investment property financing is a category spanning long-term rental debt, DSCR, bridge and renovation structures. Choose around the property's current condition and planned use.
Where it can fit
- Investors aligning financing with a hold or resale strategy
- Owners comparing property-level funding structures
Common uses
What shapes the file.
- Income and occupancy
- Value and leverage
- Reserves and exit strategy
General product guidance. A provider’s actual criteria and review determine eligibility.
Documents to prepare
- Purchase contract or current loan statement
- Rent roll, leases and property operating statement
- Property valuation, insurance and reserve information
Know the tradeoffs.
- A short-term structure may require a refinance before income stabilizes.
- Vacancy and maintenance reduce the cash available for debt service.
T / CAPITAL, CONSIDERED
Put the numbers to work.
04 / CAPITAL, CONSIDERED
Keep these on the shortlist.
DSCR LoansDSCR lending focuses heavily on whether property cash flow can support the obligation, making the asset's economics central to the financing conversation.Rental Property LoansRental financing should be evaluated around sustainable property economics, leverage, reserves, rent performance, and the investor's hold strategy.Bridge LoansBridge financing can buy time for acquisition, stabilization, rehab, lease-up, refinance, or another defined transition.
Q / CAPITAL, CONSIDERED
A question worth asking.
How do I choose between a rental loan and a bridge loan?
Start with whether the property has stable income today and how long you plan to hold it. Compare both repayment and the conditions for refinancing.
YOUR NEXT MOVE
Make your next move an informed one.
Start with your profile. Understand the tradeoffs. Prepare a clear request.