Construction Equipment Financing
Finance revenue-producing construction equipment around the asset, business use, invoice, and the company's ability to support the payment.
Put the Iron to Work Without Emptying the Operating Account.
Equipment financing or leasing funds a specific business asset. The equipment, its condition and useful life sit alongside the business's ability to make the payments.
Equipment utilization should reflect the signed job pipeline, not just peak-season demand.
Check transport, attachment and maintenance costs alongside the payment.
Bring the specifics.
- Dealer quote with attachments
- Job pipeline and equipment utilization estimate
Keep an eye on
- A lease's end-of-term purchase option changes total cost.
- Financing longer than the useful life can leave debt on an obsolete asset.
Work through the assumptions.
Equipment financing tools
Compare payment structures, asset cost and purchase options.
Open the tool directory DISTILLED / TOOLSLoan payment tools
Explore payment, term and total-cost scenarios in the Tools directory.
Open the tool directory ON THIS SITEFunding readiness
Identify strengths, constraints and the next document to prepare.
ExploreKeep these on the shortlist.
Capital is one part
of the plan.
A question worth asking.
What belongs in the equipment budget?
Include delivery, attachments, insurance and maintenance cash, then confirm which costs the financing agreement permits.
A specific need deserves a specific plan.
Start with your profile. Understand the tradeoffs. Prepare a clear request.