Restaurant Equipment Financing
Restaurant equipment capital can preserve cash for payroll, inventory, rent, and launch costs while putting essential equipment to work.
Equip the kitchen. Preserve the cash.
Equipment financing or leasing funds a specific business asset. The equipment, its condition and useful life sit alongside the business's ability to make the payments.
Installation, ventilation and utility work can be separate from the equipment price.
Match the payment to realistic covers, margins and seasonal traffic.
Bring the specifics.
- Equipment and installation quotes
- Kitchen plan and operating budget
Keep an eye on
- A lease's end-of-term purchase option changes total cost.
- Financing longer than the useful life can leave debt on an obsolete asset.
Work through the assumptions.
Equipment financing tools
Compare payment structures, asset cost and purchase options.
Open the tool directory DISTILLED / TOOLSLoan payment tools
Explore payment, term and total-cost scenarios in the Tools directory.
Open the tool directory ON THIS SITEFunding readiness
Identify strengths, constraints and the next document to prepare.
ExploreKeep these on the shortlist.
Capital is one part
of the plan.
A question worth asking.
Does financing a kitchen cover the whole opening budget?
Not necessarily. Separate equipment from build-out, permits, deposits, staffing and opening inventory, then identify which costs each structure covers.
A specific need deserves a specific plan.
Start with your profile. Understand the tradeoffs. Prepare a clear request.