SBA Acquisition Loans
SBA acquisition financing may support eligible change-of-ownership transactions when the buyer, target business, and deal structure meet program and lender requirements.
Use Structured Capital to Buy an Operating Business.
An SBA-backed ownership-change transaction requires a review of the buyer, target business and proposed structure. Review current program rules with the participating lender.
Verify eligibility and the ownership-change structure under current rules.
Coordinate the buyer contribution and any seller financing before final terms.
Bring the specifics.
- Ownership-change documents
- Buyer profile and target financials
Keep an eye on
- A seller note's treatment must be agreed with the lender.
- Verify the current program requirements and lender terms for the specific transaction.
Work through the assumptions.
Acquisition capital tools
Explore purchase capital, buyer equity and operating reserves.
Open the tool directory DISTILLED / ACQUIREDeal analysis
Continue valuation, diligence and buyer preparation in Acquire.
Explore ON THIS SITEFunding readiness
Identify strengths, constraints and the next document to prepare.
ExploreKeep these on the shortlist.
Capital is one part
of the plan.
A question worth asking.
Where can I work on the broader deal?
Use the acquisition financing guide for the capital stack and Acquire for diligence, valuation and buyer preparation.
A specific need deserves a specific plan.
Start with your profile. Understand the tradeoffs. Prepare a clear request.